Financial Planning

Surprising Things Medicare Does Not Cover

By |2019-02-14T13:59:20-04:00February 12th, 2019|Financial Planning|

“I can’t wait to get on Medicare!” I’m hearing that more often from people approaching 65 years old. Since the passage of the Affordable Care Act (ACA) in 2010 health insurance has become anything but affordable. I know people paying more for their health insurance than they pay for their mortgage. On top of that, [...]

Can I Ever Retire: The Rest of the Story

By |2019-02-12T13:01:00-04:00February 6th, 2019|Financial Planning|

Among America’s older population there is a growing concern about the state of their retirement and many are choosing to stay in the workforce much longer. In a previous article I listed concerns of older workers about whether they will ever be able to retire; concerns that include whether they’ve saved enough money, the amount [...]

10 Questions to Ask Your Estate Planning Attorney

By |2019-01-29T13:01:23-04:00January 29th, 2019|Financial Planning|

Estate planning. It’s not one of the most pleasant topics because you have to admit your own mortality. But, for people who want to take care of their loved ones, estate planning is essential. Without a plan, distribution of your estate will be determined by a court or a bureaucrat—probably not the way you want [...]

6 Warning Signs of a Shoddy Health Insurance Plan

By |2019-01-22T16:30:06-04:00January 22nd, 2019|Financial Planning|

Since the passage of the Affordable Care Act (ACA) in 2010, health insurance has become a four-letter word. There is an unending search to find the best coverage with the most benefits at the best price. It’s hard to wade through the swamp of legitimate plans and protect yourself from the quickly morphing supply of [...]

Legacy Property

By |2019-01-16T16:40:31-04:00January 16th, 2019|Financial Planning|

<iframe width="560" height="315" src="" frameborder="0" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe>

2019 Changes to Social Security and Medicare

By |2019-01-15T16:27:11-04:00January 15th, 2019|Financial Planning|

At the beginning of every year, Americans receiving benefits from Social Security and Medicare find out what changes have taken place and what it means to their bottom line. This year is no exception. For 2019, Social Security recipients get the biggest annual raise they’ve had for quite a while. Some higher-income workers will contribute [...]

Social Security and Gray Divorce

By |2019-01-11T08:56:35-04:00January 11th, 2019|Financial Planning|

Gray divorce. Silver Splitter. Diamond Divorcee. They’re all names indicating a growing divorce rate among older couples. While overall divorce rates in the U.S. remained stable between 1990 and 2010, gray divorce, or divorce among spouses age 50 and older, doubled during the same time period. According to a study from Bowling Green State University, [...]