Retirement planning is one of those things you have to get right. It can make all the difference between the retirement you’ve dreamed of and one that doesn’t even come close. As part of the planning process, there are certain times and events you need to be aware of. These are usually expressed in terms [...]
It’s called the survivor trap or widow’s penalty. It’s a financial monster that eats away retirement income after one spouse dies, often leaving the surviving spouse with no hope of the retirement they expected. Here are some of the pitfalls of the Survivor Trap. Loss of Social Security One of the first things to [...]
The federal government has been sending Social Security checks to retirees for more than 88 years. You’d think that after almost a century of the Social Security program, Americans would have a good grasp of how it works. Over the decades, past research has shown that Americans are painfully ignorant about Social Security. Two recent [...]
That headline may not be shocking to you. Government agencies are not known for having the most outstanding customer service. It brings up reminders of that old phrase, “Hey, it’s good enough for government work.” Social Security’s “Just good enough for government work” service has been recognized by the Social Security Administration itself. SSA’s [...]
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